Is consolidating private student loans a good idea

Lending Karma takes care of the logistics of borrowing including the contract, payment schedule and friendly reminders.

While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products."Advertiser Disclosure Wednesday, November 8, 2017Editorial Note: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities prior to publication. Gordon is a freelance writer, Certified Financial Education Instructor, and founder of Tay Talks Money, a money management blog that helps millennials, free-spirits, and creatives master their money.

The best way to afford the ring of her dreams is planning early and saving up.

Financing an engagement ring should be your absolute last resort.

There is, however, a hard pull of your credit report.

Earnest could be a good option if you have limited credit history, but an offer letter or current position that pays you more than enough money to cover loan payments.

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